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	<title>Protection Practice</title>
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		<title>More Life Insurance for the Over Fifties?</title>
		<link>http://protectionpractice.com/more-life-insurance-for-the-over-fifties/</link>
		<comments>http://protectionpractice.com/more-life-insurance-for-the-over-fifties/#comments</comments>
		<pubDate>Wed, 09 May 2012 07:25:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[life,insurance,over 50]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/more-life-insurance-for-the-over-fifties/</guid>
		<description><![CDATA[There are plenty of things in life that we simply do not want to consider, and life insurance is certainly one of them. If you are over fifty, the chances are that you have already had to endure all sorts of emails and adverts and even, if you are particularly unlucky, some actual mail which [...]]]></description>
			<content:encoded><![CDATA[<p>There are plenty of things in life that we simply do not want to consider, and life insurance is certainly one of them. If you are over fifty, the chances are that you have already had to endure all sorts of emails and adverts and even, if you are particularly unlucky, some actual mail which seems to point out the fact that you are, well, old, and should therefore consider life insurance as a safety net. Well, the truth of the matter is far less depressing.<a title="Over 50's Life Insurance at Unbeatable Life &amp; Critical Insurance" href="http://www.unbeatablelifeandcriticalinsurance.co.uk/over-50-life-insurance/"> Life insurance for the over fifties</a> has, in the opinion of this writer, been wrongly advertised and as such, will in fact have put the majority of people who could hugely benefit from this cover off, rather than convince them that it is a rather beneficial practice. Being over fifty has many perks to be honest, and if life insurance could be a helpful addition to your many policies, then so be it, but what are these benefits and if you&#8217;re happy and healthy, why would you too want to consider over fifties life insurance as a viable option?</p>
<p>Well, as long as you are willing to accept the fact that you cannot ignore certain possibilities, then over fifties life insurance is by no means a bad thing. See, coverage is not there to freak you out, and neither should it be a reminder of a possible accident or terrible occurrence. Instead, over fifties life insurance should be considered as exactly what it is; coverage for the worst case scenario and something which you will hopefully, and more than likely, never ever actually require. However, being safe is not a bad thing and much in the same way that you get car insurance because you never know, and not because you suddenly think, well, I&#8217;m going to drive backwards down a motorway because I&#8217;m &#8216;covered&#8217;, life insurance for the over fifties is a beneficial aspect of modern life and nothing more serious than that.</p>
<p>As you will no doubt already know, being fifty or over has many benefits, the large amount of them being financial is nature and the same can be said for life insurance. Over fifties life insurance is perhaps much cheaper than you might have thought possible and though you might not think that you need it, the just in case element is so helpful that if peace of mind was bottled, you would no doubt treat it much the same way as you would life insurance. Why not get covered at <a title="Get a quote at UQ" href="http://www.unbeatablelifeandcriticalinsurance.co.uk/">Unbeatablelifeandcriticalinsurance.co.uk</a>? It doesn&#8217;t make you frail, it makes you wise and as we both know, there are few people as wise as someone with life experience!</p>
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		<item>
		<title>Deals in a Snap</title>
		<link>http://protectionpractice.com/deals-in-a-snap/</link>
		<comments>http://protectionpractice.com/deals-in-a-snap/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 21:12:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>

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		<description><![CDATA[Getting a great deal on a brand new car is great but the odd of you having it is like similar to a lottery ticket. The great thing about cars these days is that somebody somewhere at this very moment is bored with the car that they have and they are thinking of selling it. [...]]]></description>
			<content:encoded><![CDATA[<p>Getting a great deal on a brand new car is great but the odd of you having it is like similar to a lottery ticket. The great thing about cars these days is that somebody somewhere at this very moment is bored with the car that they have and they are thinking of selling it. Since you need one and some people need to dispose of theirs, you can take advantage of the situation. A lot of <a href="http://www.carfinance.org.uk">second hand car finance deals</a> are floating these days and you can get these deals in a snap.</p>
<p>The deals are very simple; you pay so little with the car and get a car that you need. It may sound simple but what you are getting is a really awesome deal that you cannot possibly get anywhere. People usually have the greatest mistake of getting the car while it is still new in the market.</p>
<p>What they do not know is that this type of car will have a lot of flaws and in a few months time, this car will not be as popular anymore. You can have this advantage by getting the second hand. It may not be that great but it does get the job done.</p>
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		<item>
		<title>Marketing Problem Recognition</title>
		<link>http://protectionpractice.com/marketing-problem-recognition/</link>
		<comments>http://protectionpractice.com/marketing-problem-recognition/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 07:35:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Services]]></category>
		<category><![CDATA[marketing]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/marketing-problem-recognition/</guid>
		<description><![CDATA[This is the beginning of the consumer purchase decision model where the individual identifies a problem or a need that he/she would like solved or satisfied. In most cases this problem recognition or identifica&#173;tion of a need stage can be reached by either an &#8216;internal cue&#8217; such as a feeling of illness or an injury, [...]]]></description>
			<content:encoded><![CDATA[<div class="WordSection1">This is the beginning of the consumer purchase decision model where the individual identifies a problem or a need that he/she would like solved or satisfied. In most cases this problem recognition or identifica&shy;tion of a need stage can be reached by either an &#8216;internal cue&#8217; such as a feeling of illness or an injury, or an &#8216;external cue&#8217; such as a regulatory requirement for VAT returns or conveyance, etc. Marketers are obviously interested in identifying the types of cues that bring individuals in their own marketplace to the problem recognition stage that results in the identification of a need for a professional service.</div>
<p>&nbsp;</p>
<p><em>Information search</em></p>
<p>Having identified a need, a consumer will seek information upon various ways in which the need may be satisfied. Information searches may range from simply looking up the number of your family doctor in the routinized response situation to ringing professional bodies and individual firms for information, brochures, etc. with numerous stages of effort and complexity in-between. Marketers will be keen to examine the information-searching activities of consumers in their target market in order to best utilize their marketing communication resources.</p>
<p><em>Evaluation of alternatives</em></p>
<p>Having collected and analyzed information from the information search stage the consumer will feel able to identify potential profes&shy;sional service providers that may be able to solve their problem or fulfill their professional service need. The actual criteria used in making a choice between a set of potential service providers will differ between different types of need. However, in most cases consumers will evaluate upon criteria that enable them to feel confidence and less uncertainty in the service provider, e.g. years of experience, personal experience of firm, referral from a friend or colleague, etc. Typically, less research has been conducted into the evaluation of professional service providers in the consumer marketplace than in the corporate marketplace. One research study in the United States, however, suggested that male consumers are more likely to use tangible external cues in their evaluation than women. Sarah writes for websites mostly <a href="http://www.allpro.com/">allpro sports</a> and Business sites.</p>
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		<title>What Risks Does Boxing Involve?</title>
		<link>http://protectionpractice.com/what-risks-does-boxing-involve/</link>
		<comments>http://protectionpractice.com/what-risks-does-boxing-involve/#comments</comments>
		<pubDate>Sat, 29 Oct 2011 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Risks]]></category>
		<category><![CDATA[boxing]]></category>
		<category><![CDATA[dangers]]></category>
		<category><![CDATA[marquez]]></category>
		<category><![CDATA[pacquiao]]></category>
		<category><![CDATA[risks]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/what-risks-does-boxing-involve/</guid>
		<description><![CDATA[The 12th of November marks the day of the much anticipated WBO Welterweight Boxing World Championship between Manny Pacquiao and Juan Manuel Marquez II.&#160; As always before an epic boxing match, people start discussing the risks involved with boxing, particularly the health risks.&#160; In fact, many health authorities, including the British Medical Association, oppose boxing [...]]]></description>
			<content:encoded><![CDATA[<p>The 12<sup>th</sup> of November marks the day of the much anticipated WBO Welterweight Boxing World Championship between Manny Pacquiao and Juan Manuel Marquez II.&nbsp; As always before an epic boxing match, people start discussing the risks involved with boxing, particularly the health risks.&nbsp; In fact, many health authorities, including the British Medical Association, oppose boxing as a sport due to the medical complications that can occur, both in the long and short term.</p>
<p>Some of the most common health risks associated with boxing include:</p>
<ul>
<li>Brain injuries, including injury to the dura mater, the arachnoid and the pia mater.</li>
<li>Injury to the eye &ndash; this is by far the most common injury with boxers and it can have very long lasting effects, including permanent blindness</li>
<li>Tissue and bone damage, including the breaking of bones and nerve damage.</li>
</ul>
<p>It is known that at least 140 boxers, of which two were female, have died due to injuries sustained whilst boxing since 1980.&nbsp; Some examples of these tragedies include:</p>
<ul>
<li>Johnny Owen in 1980, who was knocked out and fell into a coma.&nbsp; He died six weeks later.</li>
<li>Steve Watt in 1986, who died following significant brain injuries sustained during boxing matches.</li>
<li>Michael Watson in 1991.&nbsp; Watson fought Eubank and only needed to last for the remaining seconds of the match to win by points.&nbsp; However, he attacked and was unable to defend himself against Eubank&rsquo;s right uppercut.&nbsp; This knocked him straight off his feet and his head bounced off the lower rope.&nbsp; Amazingly, Watson did get up, but it was clear that he was no longer in control of himself, taking punch after punch.&nbsp; The fight was stopped and he fell into a coma with a blood clot to his brain.&nbsp; Watson has defied medical science by not only surviving this, but by even being able to run a marathon despite being told he would never walk again. </li>
</ul>
<p>Clearly, with so many risks, it is unsurprising that specific insurance is needed for boxers. Watch <a title="Pacquiao vs Marquez live online" href="http://www.pacquiaovsmarquezlive.org/">Pacquiao vs Marquez live online</a> and convince yourself how hard boxers punish their body.</p>
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		<title>Individual Health Insurance Policies: Who Can Apply for Them</title>
		<link>http://protectionpractice.com/individual-health-insurance-policies-who-can-apply-for-them/</link>
		<comments>http://protectionpractice.com/individual-health-insurance-policies-who-can-apply-for-them/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 03:05:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/individual-health-insurance-policies-who-can-apply-for-them/</guid>
		<description><![CDATA[Individual health insurance plans are one of the best options for some individuals who are looking to get coverage for the medical care and treatment that they may need in the future. Here is a list of individuals who might benefit the most from getting individual health insurance. Self-Employed Individuals Individual health insurance policies are [...]]]></description>
			<content:encoded><![CDATA[<p>Individual health insurance plans are one of the best options for some individuals who are looking to get coverage for the medical care and treatment that they may need in the future. Here is a list of individuals who might benefit the most from getting individual health insurance.    Self-Employed Individuals  Individual health insurance policies are most commonly taken out by individuals who are self-employed. Because they do not have an employer who can provide them with health benefits, it is up to them to get a policy which would provide them with the health benefits and coverage that they need.</p>
<p>Employees  There are also employed individuals who opt to get individual health insurance. These would be those who work for companies which do not have health insurance as a part of the compensation package they offer to their employees and those who do have health insurance through their employer but find the coverage not enough for their needs.    Unemployed Individuals  Unemployed individuals whose COBRA health insurance coverage would run out before they are able to find a new job can also get individual health insurance policies to make sure that they would not have any lapses in their health insurance coverage.    Students  Students who are no longer covered by the health insurance plan of their parents could also buy individual health insurance, especially if their school does not offer any health insurance coverage as well.    These are just some of the individuals <a href="http://www.individualhealthinsurance.org/">who can get individual health cover</a>. You need to note, however, that although individual health insurance is generally for those who do not have access to health insurance coverage through their employers or through the government, individuals who do have access to health insurance coverage in their workplace or through some government organization can apply for an individual health insurance policy. To help you out in deciding whether or not individual health insurance is something that would benefit you, it would be best to research for more <a href="http://www.individualhealthinsurance.org/Individual_Health_FAQ.html">facts about individual health insurance</a> to understand exactly how it works and what kinds of policies you can get.</p>
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		<title>Facts about Motorcycle Insurance</title>
		<link>http://protectionpractice.com/facts-about-motorcycle-insurance/</link>
		<comments>http://protectionpractice.com/facts-about-motorcycle-insurance/#comments</comments>
		<pubDate>Sun, 02 Oct 2011 03:48:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/facts-about-motorcycle-insurance/</guid>
		<description><![CDATA[Getting a motorcycle insurance policy is legally required for all individuals who ride motorcycles. Since motorcycle riders do not have the protection of steel walls which is often offered by regular vehicles, they are more prone to suffering more damage in the event of an accident. This is why it is important to make sure [...]]]></description>
			<content:encoded><![CDATA[<p>Getting a motorcycle insurance policy is legally required for all individuals who ride motorcycles. Since motorcycle riders do not have the protection of steel walls which is often offered by regular vehicles, they are more prone to suffering more damage in the event of an accident. This is why it is important to make sure that the policy you would be getting would offer you the right type and amount of coverage you need.   Motorcycle insurance policies can offer coverage which includes: bodily injury; property damage or motorcycle repair; collision coverage; uninsured or underinsured motorist protection; and comprehensive coverage for any damages that the motorcycle sustains as a result of vandalism, theft or an act of nature.    There are plenty of insurance companies that are offering various types of motorcycle insurance policies today. To help you get started, here are some <a href="http://www.bestcarinsurance.net/">tips for finding budget motorcycle insurance</a>.    1. Decide the amount of insurance coverage you need so that it would be easier for you to compare the quotes that you would be getting.</p>
<p>When determining the amount of coverage you require, some of the things that you would need to consider would be the type and value of motorcycle you have. If your motorcycle has a cheap blue book value, then you might want to pass on the comprehensive insurance.    2. You can then visit the websites of insurance companies which are offering motorcycle insurance policies. Most of these companies are able to offer <a href="http://www.bestcarinsurance.net/best-vehicle-insurance.html">information on liability insurance for motorcycles</a> and on other types of insurance for motorcycles so make sure to take your time in gathering all the information you can get before making a decision. You should also request for quotes from all of the insurance companies you are interested in getting your policy with so you would be able to compare your options based on their cost and the coverage they come with.    3. If you are looking for ways to lower your premiums, there are several things you can do.  These include: raising your deductible; taking motorcycle safety courses; joining a motorcycle association; riding your motorcycle less often or only for short distances; parking your motorcycle in your garage instead of on the street; and installing additional safety and security features on your motorcycle to make it less prone to theft and accidents.</p>
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		<title>Covering Your Butt!</title>
		<link>http://protectionpractice.com/covering-your-butt/</link>
		<comments>http://protectionpractice.com/covering-your-butt/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 10:51:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[green flag car breakdown cover]]></category>

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		<description><![CDATA[&#160;&#160; &#160; &#160; &#160; &#160; &#160; Owning a car is a huge responsibility to have at any point in your life, as you take all the lives of those around you in your hand when you get behind the wheel. This is especially true for those that are in their teenage years, meaning in the [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Owning a car is a huge responsibility to have at any point in your life, as you take all the lives of those around you in your hand when you get behind the wheel. This is especially true for those that are in their teenage years, meaning in the first few years of having their license. These kids are just so excited to be able to drive and get around as they please that they forget the seriousness of what they are doing. People in this age group are also more tempted to be distracted by any random tidbit than any other. For this reason, among with just simple inexperience, it is a fact that teenagers get into more car wrecks than any other age group.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Because of these statistics, insurance for these drivers is going to through the roof. It is scary to think about it, but whenever your child gets to be that age you are going to inevitably have to face that. Don&rsquo;t find yourself unprepared on the road without either this or coverage for if your breaks down. It is easy to gain access to these purchases through many different companies willing to help you. Whether it is something like GEICO for insurance or <a href="http://carbreakdowncover.com/green-flag-breakdown-cover">green flag car breakdown cover</a>, you will be able to load all of your options in order to make the best decision for you.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This leads to the ultimate goal of all of this, which is to find whatever is best for you: the consumer. This should be whatever is the most reasonably priced option that keeps you and your family the safest. Above all, stay safe on the roads!</p>
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		<title>The Business of Boxing Safety</title>
		<link>http://protectionpractice.com/the-business-of-boxing-safety/</link>
		<comments>http://protectionpractice.com/the-business-of-boxing-safety/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[boxing and insurances]]></category>
		<category><![CDATA[boxing insurance]]></category>
		<category><![CDATA[boxing safety]]></category>
		<category><![CDATA[watch live boxing]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/the-business-of-boxing-safety/</guid>
		<description><![CDATA[While most armchair enthusiasts enjoy watching boxing at home, safe from the leather gloves and hard punches thrown in the sport, it is no secret that the injuries both amateur and professional boxers can sustain are very real and as professional boxing becomes more hotly contested and the crowds and punters demand more and more [...]]]></description>
			<content:encoded><![CDATA[<p>While most armchair enthusiasts enjoy watching boxing at home, safe from the leather gloves and hard punches thrown in the sport, it is no secret that the injuries both amateur and professional boxers can sustain are very real and as professional boxing becomes more hotly contested and the crowds and punters demand more and more action and harder knocks, boxers are put closer into harm&rsquo;s way.</p>
<p>&nbsp;</p>
<p>Coming up on the 17<sup>th</sup> of September this year, possibly one of the most anticipated professional fights of the year, Floyd Mayweather versus Victor Ortiz will be taking place. &nbsp;It is a high profile bout that has received a lot of media attention and it is one that will see Victor Ortiz defend his newly crowned WBC Welterweight Championship win earlier this year.&nbsp; Undoubtedly both boxers will be very intent on winning this fight and this means the danger of serious injury is present. &nbsp;What precautions need to be taken into consideration for fights like this, both for the boxers and the organizers of these types of fights?</p>
<p>&nbsp;</p>
<p>In 1996, The American Congress signed and passed an act into law that answers many of these questions &ndash; it is known as the Professional Boxing Safety Act of 1996 and applies across the entire country. &nbsp;Inside this act, many safety precautions are enforced and managers, promoters, matchmakers and boxers alike can face stiff penalties or even jail time for contravening the act.</p>
<p>&nbsp;</p>
<p>The safety standards call for physical examinations of each boxer before the fight as well as ambulance, medical staff and all resuscitation equipment on site at the fight as well as a fully qualified physician ringside for the duration of the event. &nbsp;Along with this, each boxer must provide or be provided with health insurance to safeguard against any injuries sustained during the match.</p>
<p>&nbsp;</p>
<p>Boxing is a safe sport when done correctly but as with any other sport, the threat of injury is present and that&rsquo;s why rules and regulations like these need to be enforced to ensure a safe environment for the boxers. Check <a title="Mayweather v Ortiz live" href="http://www.mayweathervsortizlive.org/">Mayweather v Ortiz live</a> and see how safe professional boxing can be!</p>
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		<title>Purchasing Private Health Insurance: Why It Is Necessary</title>
		<link>http://protectionpractice.com/purchasing-private-health-insurance-why-it-is-necessary/</link>
		<comments>http://protectionpractice.com/purchasing-private-health-insurance-why-it-is-necessary/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 04:40:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/purchasing-private-health-insurance-why-it-is-necessary/</guid>
		<description><![CDATA[Private health insurance is becoming more and more popular among individuals in the UK for many reasons. If you are still relying on the NHS for your health and medical insurance, but are considering to get private health insurance, read on for some information that could help you in making a decision. Through purchasing private [...]]]></description>
			<content:encoded><![CDATA[<p>Private health insurance is becoming more and more popular among individuals in the UK for many reasons. If you are still relying on the NHS for your health and medical insurance, but are considering to <a href="http://www.healthinsurancequotes.org.uk/buyinghealthinsurance.htm">get private health insurance</a>, read on for some information that could help you in making a decision.    Through purchasing private health insurance, you would be able to have the opportunity to receive prompt medical attention and treatment which can help you in getting diagnosed or treated faster and more efficiently. If you rely on the NHS, it can take days, weeks or even months for you to start receiving treatment.    Another reason why getting private health insurance is becoming more of a necessity is that it gives you the chance to choose from a wide variety of private and comfortable hospitals and medical facilities which are equipped with the best medical tools and equipment.</p>
<p>This can give you the peace of mind that you would be able to receive the highest quality of medical attention and treatment that you need.    Having a private medical insurance policy would also allow you to be seen by the right type of specialist for the illness or medical condition that you have. This is sometimes not possible through the NHS because of the number of individuals who are relying on them. Many private health insurance policies offer the benefit of being able to get receive medical care and treatment from some of the best doctors available.   If you are interested in <a href="http://www.healthinsurancequotes.org.uk/">purchasing a private health insurance policy</a>, the first thing that you need to do would be to request for quotes from several insurance providers. Doing this would allow you to use them, along with the information about the coverage that they come with in comparing them and choosing the best policy for your budget and your needs.</p>
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		<title>A Guide to Professional Liability Cover: Is It Useful?</title>
		<link>http://protectionpractice.com/a-guide-to-professional-liability-cover-is-it-useful/</link>
		<comments>http://protectionpractice.com/a-guide-to-professional-liability-cover-is-it-useful/#comments</comments>
		<pubDate>Sun, 14 Aug 2011 04:11:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://protectionpractice.com/a-guide-to-professional-liability-cover-is-it-useful/</guid>
		<description><![CDATA[The professional liability cover is advanced insurance option designed to compensate the damages resulted from the diverse working activities. Even the most experienced professional can make mistakes, and a guide to professional liability cover is surely beneficial. Let&#8217;s see the main characteristics of those financial products to determine if they are useful for your profession [...]]]></description>
			<content:encoded><![CDATA[<p>The professional liability cover is advanced insurance option designed to compensate the damages resulted from the diverse working activities. Even the most experienced professional can make mistakes, and <a href="http://www.professionalliabilityinsurance.org/professional-liability-insurance-guides.html">a guide to professional liability cover</a> is surely beneficial. Let&rsquo;s see the main characteristics of those financial products to determine if they are useful for your profession also.   What is the liability insurance cover?   The professional liability cover has the purpose to compensate the prejudices brought by a person to a third party, if the insured individual is responsible from a legal point of view.</p>
<p>The civil liability represents the legal base used by a person to sue another person that is supposed to be guilty of provoking physical and material damages.   The premises of professional liability</p>
<p>The professional liability appears if the next premises are met:</p>
<p>- an illegal and irresponsible act committed by the insured person</p>
<p>- the proof of the prejudice</p>
<p>- the existence of the causality report between the act of the insured person and the prejudice committed</p>
<p>- the legal acknowledgement of the authorities about the liability</p>
<p>The obligations of the insurance company</p>
<p>The concept of civil and professional liability is important for the insurance companies, as they will need to compensate the third party only if the guilt of the insured is proven. As a consequence, this situation only occurs when the insured person breaks the law unintentionally.    The risks covered by the insurance policy   By signing the professional liability cover policy, the insurance company is obliged to pay for any damages resulted from the activity of the insured person while practicing his profession. If the prejudice is created intentionally, the insurance company has the right to refuse the payments. You should also check the policy before signing the contract, so you would be sure all the risks associated with your profession are covered.</p>
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